Privacy Policy

Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
WHEATLAND BANK'S COMMITMENT

Wheatland Bank is committed to protecting the privacy of its customers' information. We know that your financial information is personal and confidential. Our goals are to serve you as effectively and conveniently as possible and to ensure that information you share with us remains confidential. As part of our commitment to our customers, we have adopted the following privacy principles and have implemented them at each of the Bank's locations and in our Internet and telephone banking services.
Wheatland Bank has never and does not sell confidential non-public personal information. The Privacy Rules established in the Gramm-Leach-Bliley Act do provide certain exceptions that permit a financial institution to share nonpublic information with third parties without providing privacy or opt out notices. These exceptions include disclosures of nonpublic personal information made concerning certain processing and servicing transactions directly related to the administration of your accounts at Wheatland Bank. If Wheatland Bank provides to any third party personally identifiable customer information, we insist that the third party adhere to similar privacy practices within the guidelines established by law.
In our efforts to collect and retain information concerning our customers, we strive to assure the accuracy and completeness of each customer's financial information. If inaccuracies are found, we pledge to correct that information in a timely manner.

INTERNET PRIVACY COMMITMENT

In addition to the Bank's basic privacy policy, the following Internet privacy statements are defined:

Our Bank uses tracking software to collect information about visitors to our site. It tells us the name of the domain from which you access the Internet (such as aol.com, att.net. or your local ISP), and the Web Browser you used. It also shows your location of city, county, state as well as the date and time of your visit to our site. The software cannot gather information about individuals, only about visitors in the aggregate. We use this information to understand the hours when people are most likely to visit and determine the areas of the site most often visited.
You may apply on-line for some types of products and services offered by Wheatland Bank. Any information you provide us when applying on-line will be used only to determine your eligibility for the product or service, and to set up the account. Your information will be treated in accordance with the privacy statements described above.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on or with applications or other forms.
  • Information about your historical transactions with us.
  • Information about your transactions with nonaffiliated third parties related to the processing, servicing and administration of your accounts.
  • Information from a consumer reporting agency.
  • Information we learn from telephone conversations and meetings with you.

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY
OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees and directors who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We collect, retain, and use information about individual customers as it is needed to administer our business. It is used to provide our customers with products, services and other opportunities, and to respond to legal requirements such as a subpoena or requests you may have.

NONPUBLIC PERSONAL INFORMATION
AND NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law. This might include disclosures necessary to service your account or prevent unauthorized transactions.

NONPUBLIC PERSONAL INFORMATION
AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as permitted by law.

DEFINITIONS AND CLARIFICATION STATEMENTS

When we use the words "you" or "yours," we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us such as:
 

  • Deposit Accounts,
  • Loan Accounts,
  • Credit and Debit Cards,
  • Safe Deposit Boxes,
  • Retail Installment Contracts we hold and service,
  • Self-directed Individual Retirement Accounts where we act as custodian or trustee and related services.
  • Home mortgage brokerag

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms:

    * We, our and us means Wheatland Bank.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

Contact your local branch for details.